Legal Exposure Management Built for Insurers

Insurance leaders trust Darrow to detect legal risks before they're filed, quantify exposure with precision, and act before losses hit their books.

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Legal Risk Doesn't Wait for Your Data to Catch Up

Legal Exposure Intelligence Across the Insurance Lifecycle

Darrow replaces vague risk labels with quantified exposure data. Every number comes from actual litigation outcomes. Every risk score reflects real exposure patterns. Every estimate is benchmarked against comparable cases - so you can underwrite, reserve, and settle precisely, like never before.

Sharper Risk Evaluation. 
Tighter Loss Ratios.

Gain an immediate, comprehensive view of any company's class and mass action risk profile — one that extends beyond financial metrics and loss history to reveal current litigation exposures. Darrow surfaces emerging liabilities that have yet to be filed but carry statistically significant claim probability, each assigned a quantified risk score calibrated to severity and frequency signals.
‍The result: more disciplined risk selection, precise pricing on marginal risks, and improved loss ratios — without disrupting your underwriting workflow.

Underwriting

Faster Clarity. 
Better Outcomes.

When a claim lands, Darrow has already mapped the exposure based on actual case outcomes: Estimated class size, settlement benchmarks from comparable cases, motion-to-dismiss rates by jurisdiction, case duration distributions, and opposing counsel track records. Every number drawn from actual litigation outcomes, not model predictions.  Plus, you get a proprietary, case-specific evaluation tailored to the claim’s unique features.
Reserve accurately from day one, negotiate from strength, and settle faster at the right number.

Claim 
Management

Earlier Foresight. 
Proactive Adjustments.

Continuously monitor your book against emerging causes of action, identify concentration risk building across lines, and quantify severity using actual case outcomes. See which litigation trends are accelerating before they become losses. Adjust reserve posture, refine underwriting strategy, and rethink renewals with forward visibility - not reactive crisis management.
‍Predictable portfolio performance, stronger capital planning, and competitive advantage through earlier foresight.

Portfolio 
Management